Car insurance is driven down

Peter Sharples

AN insurance "price war" is paying dividends for motorists in Manchester after five years of paying premiums way above the national average.

Manchester is already experiencing a greater drop in the cost of premiums than anywhere else in the UK, according to independent car insurance search site, Confused.com

Between July and September the average price of car insurance in Manchester fell by £10.40 to £1133.16 - a drop of 0.9 per cent. Nationwide, the average price of car insurance for the same period fell by £6.17 to £710.01.

Kate Armstrong, from Confused.com, said: "The research shows that the insurance market has become increasingly competitive over the last three months.

Drivers

"Stimulated by an increasing number of insurers fighting for the same number of drivers, competition has led to price cuts. There are great bargains to be had for those who conduct thorough searches."

Confused.com found that in Manchester from July to September, economy car insurance premiums fell by 0.2 per cent, from £730.18 to £728.18; family car insurance dropped 0.4 per cent, from £1157.28 to £1152.70 and performance car insurance fell by a more significant 2.7 per cent, from £2728.51 to £2655.34.

Armstrong added: "You only have to look to the findings of our research to see that while the insurance industry average for car insurance in Manchester, taking into account economy, family and performance classes of car - is £1133.16, the average cheapest price found by Confused.com was £916.41 - so it makes sense to search and save."

INDEPENDENT insurance broker Opus is issuing clients with Accident Packs to revolutionise the insurance claim process.

Designed to be kept in the glove box, the packs include a disposable camera, pen and an accident report.

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